Institutional Investors

Your Mission Is Our Mission

At American Trust Wealth Management, being a fiduciary is the very cornerstone of our foundation. What that means for your institution is that you will always receive the highest standard of care in the industry. It means you can count on us to put your organization first by always doing what’s in your best interest. We are here to help you on the journey to achieve your mission.

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Certified for Best Practices

Recognized globally for its fiduciary oversight process, the Centre for Fiduciary Excellence (CEFEX) has annually certified  Unified Trust® a Division of American Trust Company, as  meeting its highest standards of Fiduciary Practices for Investment Advisors.

A Higher Standard

Many financial institutions tend to avoid fiduciary status to reduce liability and even increase profit.  We’re different.  We see being a fiduciary, a legal duty, as an opportunity to better serve our clients.

Every Dollar Counts

Any revenue sharing payments we receive from fund companies are passed back to your organization in full, providing a direct offset to your fees.  This helps ensure that investment selections are always made in your institution’s best interest, not ours.

OUR APPROACH

A comprehensive investment management, advisory and fiduciary service

Learn how non-profit organizations can meet their investment goals while minimizing risk.

See How

A prudent process can make your mission possible

Managing a foundation or endowment requires a balance of short- and long-term planning, daily operations and active investment oversight, all within a fiduciary compliant manner. We  implement effective procedures and prudent policies to help make your mission a reality.

  • American Trust first works with you to understand your institution's short-term and long-term investment goals. From there, our team of experts organize the investment approach, while identifying and documenting the responsibilities of all parties.
  • Next, we formalize the process through creation of a detailed Investment Policy Statement (IPS). Organizations such as yours often face the trade-off between the competing goals of supporting short-term operations and preserving long-term assets. Therefore, economic issues such as interest rates and inflation are important to consider. The IPS is customized to the unique needs of your organization and will set the criteria for the prudent selection and retention of investments.

  • The investment approach is then implemented in accordance with the IPS, its stated risk level and diversification parameters, including consistency with the Uniform Prudent Management of Institutional Funds Act (UPMIFA).

  • The final step is the prudent and continuous monitoring of the portfolio and its investments. To assist your organization in being prudent in monitoring us, we provide a quarterly Fiduciary Monitoring Report.

We are here to help you on the journey to achieve your mission.

Investment Strategy

Your institution’s investments may change, but these core philosophies will always be present in the strategy.

  • Allocating savings across investment categories can help lower your risk.

  • High quality assets with better historical track records can provide stability.

  • Keeping costs under control can have a positive impact over the long term.

  • Investment management for your risk capacity and tolerance.

  • Unconflicted and extensive investment option availability.

  • Provides a balanced long term evaluation of each investment relative to its peers.

Contact Us Today

To develop a financial plan that leads your organization down the path to success, there isn’t anywhere else to move, but forward.

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Stock prices continued their march higher as the S&P 500 gained 1.04% over the holiday-shortened week, marking the fourth consecutive positive week. With nearly all third-quarter results in as of Friday, the earnings growth rate for the S&P 500 is expected to be 4.3%, which would mark the first year-over-year earnings growth since Q3 of 2022.

Stock prices moved higher for the third consecutive week as a cooler-than-expected inflation report bolstered the belief that the Fed is finished with its rate-hiking campaign. Gains for the week were relatively broad-based, with the equally weighted version outperforming the S&P 500's 2.31% return by over 1%.

Stock prices continued their move higher as the S&P 500 matched its longest winning streak in nearly two decades with eight consecutive daily gains. As earnings season comes to a close for the S&P 500, earnings growth stands at 4.1%, with 81% of companies having reported EPS above estimates, which would mark the highest beat rate since Q3 2021.

Stock prices ended the week markedly higher as the S&P 500 recorded its strongest week in over a year after signs of a cooling labor market boosted confidence that the Fed may be done raising rates.

Stock prices declined again for the week as investor sentiment was lowered by the combination of elevated bond yields and geopolitical risks. Quarterly earnings for companies in the S&P 500 were mixed but generally better than expected. Following three consecutive quarters of earnings contraction and nearly 50% of companies reported, analysts are now expecting 2.7% earnings growth in the third quarter.

Stock prices declined as the combination of rising bond yields and geopolitical concerns were headwinds for risk assets. Quarterly earnings for companies in the S&P 500 were disappointing last week and are now expected to decline -0.4% in the third quarter, following three consecutive quarters of earnings contraction.

Stock prices were mixed again last week as investors shifted their focus to quarterly earnings and inflation data. Quarterly earnings were expected to decline -0.3% in the third quarter following three consecutive quarters of earnings contraction.

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Equities ended the week relatively flat as investors digested a bevy of economic data and news releases. Continued uncertainty regarding the path of monetary policy and elevated bond yields challenged higher valuation multiples. Style trends reversed as value outperformed growth while size factors were mixed with mid-cap stocks underperforming large and small-cap.

Equities retreated last week as the economy continued to show strength. Despite a relatively light week for economic releases, market participants once again prepare for the possibility of further rate hikes.

U.S. stock indexes rallied on a mix of economic data. Indications of moderating inflation and a loosening labor market gave investors confidence that the Fed rate hiking cycle is nearing the end.

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The following services are trademarked under Unified Trust, a division of American Trust:

financial administration of retirement plans; financial advisory and consultancy services; financial retirement plan consulting services; financial services, namely, wealth management services.