The discretionary trustee provides the highest level of fiduciary oversight under ERISA. There are five key differences between a discretionary trustee and a directed trustee.

U.S. stock indexes began the year with declines for the second consecutive week. Market sentiment has shifted lower as investors absorb inflation data and the economic impact of the recent surge in coronavirus cases.

Pop Quiz: what three things do you value most in this world? It shouldn’t take long as whatever comes to mind first is probably your truest answer.

U.S. stock indexes declined last week as bond yields rose and cases of omicron surged across the globe.

As the retirement plan industry continues to evolve, many financial advisors find themselves struggling with their retirement business. I have spent the last 10 years of my career dedicated to assisting plan advisors in all aspects of their qualified plan business. Here is what I’ve learned.

U.S. stock prices generally rose as the S&P 500 Index ended the year at a record high. Investors will start the year with a skeptical view to see if the recent surge in coronavirus cases detracted from growth.

We spend our whole lives budgeting monthly, so how are we supposed to know if ‘our number’ at retirement will be enough to cover our expenses?

If you are over 70 ½ and have a traditional IRA or a qualified plan account like a 401(k), the tax rules require you to take withdrawals from your account annually. In most cases you pay income taxes on the RMD amount. But what you do with the distribution – the money itself – is your choice. Here are a few thoughts on what to do with your RMD.

In Part 3 of our Roth IRA series, we talk about each stage of life and how to incorporate your Roth IRA into planning.