Retirement Plan Sponsors

Retirement success doesn’t have to be difficult.

Deliver to your employees the future they’ve dreamed with greater efficiency, a fantastic overall experience and options for less fiduciary liability.

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  • Managing your plan’s administrative requirements can be cumbersome and can slow you from focusing on running your business. We’re here to help you navigate your responsibilities.

  • We offer payroll integration services that allow your provider to send data directly to American Trust. This simplifies the payroll process and frees up your time. We work with many payroll integration partners and we’re adding more all the time. Click here to see the current list.
  • We offer a variety of reports designed to make your job easier. These reports are available 24/7 and can be accessed online through our Plan Sponsor Portal.

WHY AMERICAN TRUST?

We Make It Easy

Retirement success is one of the greatest benefits an employer can provide an employee, yet we know it doesn’t come without challenges. Our goal is to make it easy. We offer a modern, intuitive experience with new technology and reporting to make the retirement experience easier and more user friendly.

The “golden ratio” is a mathematical concept that has influenced civilizations and cultures for centuries. Its direct influence ranges from the design of the Egyptian pyramids to modern-day database management and encryption. It is no surprise that the 60% equity and 40% fixed income (60/40) asset allocation has become a symbol of balance and symmetry in portfolio theory. It is an empirically beautiful and truly harmonious keepsake in the field of portfolio management.

One of the provisions in the new SECURE 2.0 Act permits a 529 Plan account beneficiary to roll unused dollars from a 529 Plan into a Roth IRA. But watch out! The SECURE 2.0 act specifies rules and conditions that must be met before the 529 Plan funds can be safely rolled into the Roth IRA.

The Secure 2.0 Act is a piece of legislation designed to improve retirement security for Americans. Among other things, the Act includes provisions to expand access to employer-sponsored retirement plans, increase catch-up contributions and retirement plan limits, and introduces new Required Minimum Distribution (RMD) rules.

The Consolidated Appropriations Act of 2023 signed into law on December 29, 2022, contains the long-awaited provisions of SECURE 2.0. This is a counterpart to the original Setting Every Community Up for Retirement Enhancement Act (SECURE Act) of 2019. SECURE 2.0 enhances and builds upon the original to help increase retirement savings in America.

U.S. stock prices finished with modest losses for the final week of the year. The S&P 500 closed out the year down more than 18% as investors grappled with higher interest rates and a slowing economy.

The shortest day of the year is near. For some, the winter solstice is that day each year when the Earth’s northern hemisphere leans farthest from the sun, offers a mere 9.5 hours of daylight, and when, quite often, we first encounter those frigid winter temperatures.

U.S. stock prices gave back much of the previous two week's gains as some surprisingly stronger-than-expected economic data dampened hopes that the Federal Reserve may slow its monetary policy tightening.

Lexington was honored to host some of the finest thoroughbreds in the world during the Breeders’ Cup World Championship. As we reflect on that experience and the international flair accompanying it, it’s hard not to contemplate at least some of the potential implications our local experiences may have for the world beyond. Inflation, perhaps?

U.S. stock prices advanced last week as investor sentiment improved for risk assets. Investors have been concerned that companies would report less favorable earnings and analysts would be forced to lower expectations for growth next year.

U.S. stock prices regained traction as investors reacted positively to some prominent earnings reports and signs that the Federal Reserve might slow its pace of interest rate hikes.

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Our goal is to make it easy for you to deliver the important benefit of retirement success to your participants.