3 year lock
Post 3-year variable
It’s the perfect time of year to consider a home remodel, purchasing that car, boat, or RV you’ve been eyeing, or obtaining cash to help pay for a wedding or a vacation.
You can also transfer higher rate loans with other financials and lock them in at this lower rate, including outstanding credit card balances. Our low, fixed rate* will save you money on interest and can help you pay your debt off faster.
There are no hoops to jump through at American Trust, and we’ll even waive the $50 lock fee. Don’t wait, apply at americantrust.com today or call 800.252.0357 for after hours and weekends.
*Annual percentage rate. Loans subject to credit approval. $5,000 minimum “new to the line” funding for new and established lines of credit. Other restrictions may apply. Early termination fee applies if closed within 30 months. 2.49% APR is fixed for 3 years and amortized up to 15 years. Post three-year balances convert to the master note variable rate, currently at 4.00% APR, and requires monthly minimum interest-only payments. No re-locking. 85% loan-to-value. Payment example for $10,000 at 2.49% APR for 3 years is $66.64 per month, principal and interest. Post 3-year monthly payment example; $8,352.62 at 4.00% APR for 12 years is $73.14 per month, principal and interest. Rates are accurate as of this publication date. Post 3-year APR is subject to change. Consult a tax advisor for deductibility of interest. See a lender for details. Offer expires 12/31/16.
Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.