Home Loans

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Mortgage Loans

  • Your dream home is just a few clicks away
  • First-time homebuyer programs available
  • Fast, local decisions and expert advice from our lenders
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Construction Loans

  • Customizable loans to help you build your dream home
  • Experienced lenders in commercial and construction loans
  • Unmatched personal service through life of loan
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First Time Homebuyer Loans

  • Become a home owner with our special programs
  • Require less money down and typically lower rates
  • Low down payments are combined with closing costs aid
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FHA & VA Loans

  • Affordable mortgage loans from these federal institutions
  • Little or no money down, and easier qualifications
  • Local hometown service every step of the way
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USDA Rural Dev. Program

  • Tri-State area residents can buy with no money down
  • Must meet the income limitations and rural zone restrictions
  • Single family, owner occupied properties only