Home Loans

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    Mortgage Loans

    • Your dream home is just a few clicks away
    • First-time homebuyer programs available
    • Fast, local decisions and expert advice from our lenders

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    Construction Loans

    • Customizable loans to help you build your business home
    • Experienced lenders in commercial and construction loans
    • Unmatched personal service through life of loan

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    First Time Homebuyer Loans

    • Become a home owner with our special programs
    • Require less money down and typically lower rates
    • Low down payments are combined with closing costs aid

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    FHA & VA Loans

    • Affordable mortgage loans from these federal institutions
    • Little or no money down, and easier qualifications
    • Local hometown service every step of the way

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    USDA Rural Dev. Program

    • Tri-State area residents can buy with no money down
    • Must meet the income limitations and rural zone restrictions
    • Single family, owner occupied properties only

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