Other Business Credit Card Services

eZBusiness Card Management

The eZBusiness Card Management solution provides your company the ability to oversee and manage your credit card accounts via access to a robust online program. View real-time transactions, adjust credit limits, make payments from multiple checking accounts, view statements immediately and perform maintenance all with this efficient and comprehensive tool. Call us for more details.

Expense Management

American Trust offers expense management to help your business electronically process, approve and audit employee credit card and out-of-pocket expenses. These costs include, but are not limited to, expenses incurred for travel and entertainment. No matter the size of your business, we have an expense management solution to fit your needs. Call us for more details.

Accounts Payable Cards

If you are looking to create efficiencies and earn on your accounts payables, an American Trust VISA Accounts Payable card may be the solution for your business. With an accounts payable card, a card number is issued and assigned to a specific vendor for use with recurring orders – for example, inventory purchases. Purchases for each vendor are itemized on separate statements and all vendor transactions roll up to your corporate billing for one efficient payment. Plus, you earn 1 point for every dollar in net purchase volume. Call us for more details.

Fleet Cards

Fleet cards are credit cards that let businesses report and control fuel and maintenance expenses. Cards are issued to a driver of a specific vehicle or may be issued to a vehicle and used by a number of drivers. A special PIN number is assigned by the business for use with the card and purchases are restricted to work-related purchases – typically fuel, maintenance and repairs.

Detailed reporting and cost-control restrictions offer benefits that a gas card cannot provide. Businesses receive real time reports and set purchase controls with their cards, helping them to stay informed of all business related expenses.

Since the American Trust Fleet card may be used at any pump/merchant that accepts VISA, our fleet card is widely accepted. Call us for more details.

Merchant/Payment Processing

We tailor programs to fit the needs of various retail, service, e-commerce/online, restaurant and manufacturing businesses. Increase sales by adding convenience for your customers, reduce your cost of accounts receivables, and speed up the collection of your payments.

Now is the perfect time to get your business ready to accept chip cards and mobile payments such as Apple, Samsung and Android Pay. We offer the newest EMV and Near Field Communication (NFC) capable equipment. Our processing experts will help you decode the fast-changing world of payment processing to reduce your risks and improve your bottom line.

  • EMV chip card and NFC contactless terminal payments solutions for all types of retail and hospitality processing.
  • Wireless POS terminals (EMV/NFC ready) for:
    • Table service restaurants
    • Businesses with processing needs on the go.
    • Mobile phone and tablet processing solutions
  • PC credit card software compatibility
  • E-Commerce virtual terminals and third party processing software with shopping cart for:
    • Online card sales
    • Mail order and telephone order processing. (MOTO)
    • Home based businesses.
    • Business to Business (B2B) transactions.
    • Check Processing Services (Check Guarantee)
    • Private Label Gift Card & Loyalty Programs

Considering a Gift Card program or looking to move from cumbersome paper gift certificates to card? American trust has partnered with Valutec, a leading provider of closed-loop gift and loyalty card programs for small to mid-sized merchants. Closed loop cards are cards that may be used strictly within one business or a network of businesses. The benefits of a gift card program range from increasing your sales volume to brand awareness to easy usage. Detailed reporting helps you easily keep track of your gift card program. Call us for more details.

Private Label Gift Cards

Considering a Gift Card program or looking to move from cumbersome paper gift certificates to card? American trust has partnered with Valutec, a leading provider of closed-loop gift and loyalty card programs for small to mid-sized merchants. Closed loop cards are cards that may be used strictly within one business or a network of businesses. The benefits of a gift card program range from increasing your sales volume to brand awareness to easy usage. Detailed reporting helps you easily keep track of your gift card program. Call us for more details.