Rates

APY = Annual Percentage Yield. Fees may reduce earnings.

REWARDChecking*

BalanceRateAPY
Up to $15,000 2.97% 3.01%
Over $15,000 0.25% 0.25%
If qualifications not met 0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your REWARDChecking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear per monthly qualification cycle
  • Sign up for e-statements
  • Access your account online per monthly qualification cycle

REWARDSavings*

BalanceRateAPY
Up to $15,000 1.50% 1.51%
Over $15,000 0.25% 0.25%
If qualifications not met 0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your REWARDChecking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear per monthly qualification cycle
  • Sign up for e-statements
  • Access your account online per monthly qualification cycle

Health Savings Accounts (HSAs)

BalanceRateAPY
Under $1,000 0.20% 0.20%
$1,000 - $4,999.99 0.30% 0.30%
$5,000 + 0.80% 0.80%

Deposit Accounts

AccountRateAPY
Statement or Passbook Savings 0.10% 0.10%
Interest Checking 0.10% 0.10%
Christmas Club 0.17% 0.17%

Certificates of Deposit

Special Certificates of Deposit

TermMinimum InvestmentRateAPY
9 Months Liquid CD1 $10,000.00 0.35% 0.35%
10 Months $5,000.00 0.55% 0.55%

A penalty may be imposed for early withdrawal.

Regular Certificates of Deposit

TermMinimum BalanceRateAPY
3 Months $2,000 0.05% 0.05%
$25,000 0.05% 0.05%
$50,000 0.10% 0.10%
6 Months $2,000 0.25% 0.25%
$25,000 0.30% 0.30%
$50,000 0.35% 0.35%
9 Months $2,000 0.25% 0.25%
$25,000 0.35% 0.35%
$50,000 0.35% 0.35%
12 Months $2,000 0.25% 0.25%
$25,000 0.30% 0.30%
$50,000 0.35% 0.35%
18 Months $2,000 0.35% 0.35%
$5,000 0.40% 0.40%
21 Months $2,000 0.40% 0.40%
$5,000 0.40% 0.40%
24 Months $2,000 0.40% 0.40%
$25,000 0.45% 0.45%
$50,000 0.50% 0.50%
30 Months $2,000 0.50% 0.50%
$25,000 0.55% 0.55%
$50,000 0.60% 0.60%
36 Months $2,000 0.60% 0.60%
$25,000 0.65% 0.65%
$50,000 0.70% 0.70%
60 Months $2,000 1.15% 1.15%
$25,000 1.41% 1.41%
$50,000 1.41% 1.41%

A penalty may be imposed for early withdrawal.

Money Market Investment Account²

BalanceRateAPY
Under $5,000 0.10% 0.10%
$5,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000+ 0.20% 0.20%

Individual Retirement Accounts (IRAs)

AccountRateAPY
IRA Money Market 1.41% 1.41%

A penalty may be imposed for early withdrawal.

1Minimum deposit $10,000. Withdrawals made in person after 7 days without penalty if $10,000 minimum balance is maintained.

2Balance level determines daily interest rate and annual percentage yield on the entire available balance in your account.