Student Banking

If you are in high school or college, you can get your financial feet off the ground at American Trust by opening a checking or savings account. If you're old enough and have established enough credit, you could even qualify for your own loan!*

Students without established credit history may be eligible for a loan with a qualified co-signer.

Ages 13-15
  • Free Checking Account
  • Free debit EMV card
  • No annual fee and no surcharge fees at American Trust ATMs

*Students ages 13 to 17 need parental permission to open an account.

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

Ages 16-17
  • Free REWARD & CASHBack Checking and Savings programs. Earn a high rate of interest or cash back on purchases and receive nationwide ATM fee refunds all by meeting a few simple qualifications.
  • Free debit EMV card
  • Savings account with no minimum balance requirement and no monthly fee
  • No annual fee and no surcharge fees at American Trust ATMs
  • Student loan through Iowa Student Loan referral program
  • FREE Online and mobile banking, including remote deposit**
  • Assistance with auto loans

*Students ages 13 to 17 need parental permission to open an account.

**Carrier fees may apply

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

Ages 18-23
  • Free REWARD & CASHBack Checking and Savings programs. Earn a high rate of interest or cash back on purchases and receive nationwide ATM fee refunds all by meeting a few simple qualifications.
  • Savings account with no minimum balance requirement and no monthly fee
  • Free debit EMV card
  • No annual fee and no surcharge fees at American Trust ATMs
  • Student loan through Iowa Student Loan referral program
  • VISA ScoreCard Credit Cards*
  • FREE Online and mobile banking, including remote deposit**
  • Bill Pay

*Requires qualified co-signer.

**Carrier fees may apply

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.