Rates

Rates effective as of May 14, 2014.

APY = Annual Percentage Yield. Fees may reduce earnings.

REWARDChecking*

BalanceRateAPY
Up to $15,0002.97%3.01%
Over $15,0000.25%0.25%
If qualifications not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your REWARDChecking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear per monthly qualification cycle
  • Sign up for e-statements
  • Access your account online per monthly qualification cycle

REWARDSavings*

BalanceRateAPY
Up to $15,0001.50%1.51%
Over $15,0000.25%0.25%
If qualifications not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your REWARDChecking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear per monthly qualification cycle
  • Sign up for e-statements
  • Access your account online per monthly qualification cycle

Health Savings Accounts (HSAs)

BalanceRateAPY
Under $1,0000.20%0.20%
$1,000 - $4,999.990.30%0.30%
$5,000 +0.80%0.80%

Deposit Accounts

AccountRateAPY
Statement or Passbook Savings0.10%0.10%
Interest Checking0.10%0.10%
Christmas Club0.17%0.17%

Certificates of Deposit

Special Certificates of Deposit

TermMinimum InvestmentRateAPY
9 Months Liquid CD1$10,000.000.35%0.35%
10 Months$5,000.000.55%0.55%

A penalty may be imposed for early withdrawal.

Regular Certificates of Deposit

TermMinimum BalanceRateAPY
3 Months$2,0000.05%0.05%
$25,0000.05%0.05%
$50,0000.10%0.10%
6 Months$2,0000.25%0.25%
$25,0000.30%0.30%
$50,0000.35%0.35%
9 Months$2,0000.25%0.25%
$25,0000.35%0.35%
$50,0000.35%0.35%
12 Months$2,0000.35%0.35%
$25,0000.40%0.40%
$50,0000.45%0.45%
18 Months$2,0000.40%0.40%
$5,0000.50%0.50%
21 Months$2,0000.50%0.50%
$5,0000.50%0.50%
24 Months$2,0000.50%0.50%
$25,0000.55%0.55%
$50,0000.60%0.60%
30 Months$2,0000.55%0.55%
$25,0000.60%0.60%
$50,0000.65%0.65%
36 Months$2,0000.65%0.65%
$25,0000.70%0.70%
$50,0000.75%0.75%
60 Months$2,0001.25%1.25%
$25,0001.50%1.51%
$50,0001.50%1.51%

A penalty may be imposed for early withdrawal.

Money Market Investment Account2

BalanceRateAPY
Under $5,0000.10%0.10%
$5,000 - $49,999.990.10%0.10%
$50,000 - $99,999.990.15%0.15%
$100,000+0.20%0.20%

Individual Retirement Accounts (IRAs)

AccountRateAPY
IRA Money Market1.50%1.51%

A penalty may be imposed for early withdrawal.

1 Minimum deposit $10,000. Withdrawals made in person after 7 days without penalty if $10,000 minimum balance is maintained.

2 Balance level determines daily interest rate and annual percentage yield on the entire available balance in your account.