REWARDSavings®

REWARDSavings®

Introducing the new REWARDSavings account from American Trust. Great news! This new savings account is linked to your FREE high interest REWARDChecking account, which means your interest earnings and nationwide ATM fee refunds are automatically swept into your REWARDSavings account.


What's more? In addition to the high interest earned on your REWARDChecking balance, you'll earn 1.51% APY* on your REWARDSavings for balances up to $15,000 and 0.25% APY* on balances over $15,000.


Summary
  • 1.51% APY* is paid on balances up to $15,000
  • Balances over $15,000 will earn 0.25% APY*
  • If monthly qualifications aren't met, you will still earn 0.05% APY*
  • Automatic transfer of earnings from REWARDChecking and nationwide ATM refunds (up to $25*)
  • No monthly service charges
  • No monthly balance to earn rewards
  • $100 deposit to open account
  • Free Online Banking
  • Free e-statements
  • FDIC insured

By qualifying for REWARDChecking you automatically qualify for REWARDSavings.


  • Have at least 12 debit card purchases post and clear per monthly qualification cycle
  • Sign up for e-statements
  • Access your account online per monthly qualification cycle

There is no need to worry if you don't meet the qualifications in a cycle. You still get free savings and earn our base rate of 0.05% APY...and you get the opportunity to qualify again the very next monthly qualfication cycle!


*Annual percentage yields (APY) for these accounts are in effect as of 6/18/12 and calculated based on the daily balance method. All qualifications must be met during your monthly earnings period. ATM-processed transactions do not count towards qualifying debit card transactions. Transactions may take one or more business days to post and settle to an account from the date your transaction is made. Minimum to open these accounts is $100. No minimum balance or monthly service charge. Interest rates and caps may change without notice after the account is opened. Fees may reduce earnings. If you close your account before interest is credited, all accrued interest will be paid. Personal accounts only. Maximum of two accounts allowed per social security number. ATM fee refunds up to $25 per earnings cycle when requirements are met. Rate tiers for REWARDChecking and REWARDSavings: 3.01% APY applies to balances up to $15,000 and 0.25% APY applies to the portion of the balance over $15,000 when requirements are met each earnings cycle. 0.05% APY applies to checking balances if qualifications are not met. 1.51% APY applies to savings balances up to $15,000 and 0.25% APY applies to the portion of the balance over $15,000 when requirements are met each earnings cycle. 0.05% APY applies if qualifications are not met.



**Qualification Cycle Dates