Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Make the most of your money with CDs. These time deposits earn greater rates than savings yet maintain FDIC insurance. Choose the term length that suits you and then sit back. The money will grow all on its own. To give your children a kick-start on financial health, Junior CDs are available with only $500 to open.

Summary
  • Guaranteed fixed rate of return
  • No maintenance fees
  • Terms from 3 months to 5 years
  • Penalties apply for early withdrawal
  • $2,000 minimum deposit to open*
  • Automatic renewal**

View our current interest rates.

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*Excludes promotional CDs

**Renews at interest rate in effect at time of maturity

Junior CDs

AmericanTrust understands the importance of securing financial well-being early. We offer CDs with lowered minimum balance requirements to promote this effort.

Minors and their custodians can open a CD with just $500. The same great rates apply. This is another way to help your children or grandchildren learn invaluable lessons in money management while earning and saving money for a special use, such as college.

View our current interest rates.