• 1.51% APY* is paid on balances up to $15,000
• Balances over $15,000 will earn 0.25% APY*
• If monthly qualifications aren't met, you will still earn 0.05% APY*
• Automatic deposit of cash back from CashBack Checking and nationwide ATM refunds (up to $25*)
• No monthly service charges
• No monthly balance to earn rewards
• $100 deposit to open account
• Free Online Banking
• Free e-statements
• FDIC insured

By qualifying for CashBack Checking you automatically qualify for CashBack Savings.

• Have at least 12 debit card purchases post and clear per monthly qualification cycle
• Sign up for e-statements
• Access your account online per monthly qualification cycle

There is no need to worry if you don't meet the qualifications in a cycle. You still get free savings and earn our base rate of 0.05% APY...and you get the opportunity to qualify again the very next monthly qualification cycle!

Annual percentage yields (APY) for these accounts are in effect as of 6/18/12 and calculated based on the average daily balance method. All qualifications must be met during your monthly earnings period. Transactions may take one or more business days to post and clear to an account from the date your transaction is made. Minimum to open these accounts is $100. No minimum balance or monthly service charge. Interest rates and cash back percentages may change without notice after the account is opened. Fees may reduce earnings. Personal accounts only. ATM fee refunds up to $25 per earnings cycle when requirements are met. If you close your account before interest is credited, all accrued interest will be paid. Rate tiers for CASHBack Savings are as follows: 1.51% APY applies to savings balances up to $15,000 when requirements are met each earnings cycle. 0.05% APY applies if qualifications are not met. Maximum of two account per social security number.

**Qualification Cycle Dates