Visa ScoreCard Rewards Card

Visa ScoreCard Rewards Card

Earn double points on your ScoreCard Rewards credit card on furnishings and home improvement purchases April - June (Personal cards only).


Earn points on all your purchases. This Visa® card rewards you every time you use it. Redeem points for valuable items like travel, electronics, home décor, and so much more. This valuable Visa card still comes with the convenience of worldwide acceptance and cash advances at over four million outlets worldwide.


Access your points here!

American Trust Credit Card Services

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Summary
  • Earn one point for every $1 in net purchases
  • No annual fee
  • Redeem points for valuable, brand name merchandise, travel, and more
  • Lower rate than Visa Classic card
  • Reliable, local service
  • Competitive variable interest rate
  • 25-day grace period
  • Travel accident insurance
  • Optional life, disability, and unemployment insurance program
  • Reservation service
  • Car rental discounts
  • Worldwide emergency services

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

Terms & Conditions
INTEREST RATE AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases8.25%

Variable rate is subject to change quarterly and is determined by adding 5.00% to the New York Prime Rate as published in The Wall Street Journal.
0%
Introductory rate for 6 months from the date your account is opened.

APR for Balance Transfers8.25%

Variable rate is subject to change quarterly and is determined by adding 5.00% to the New York Prime Rate as published in The Wall Street Journal.
0%
Introductory rate for 6 months from the date your account is opened.

APR for Cash Advances8.25%

Variable rate is subject to change quarterly and is determined by adding 5.00% to the New York Prime Rate as published in The Wall Street Journal.
0%
Introductory rate for 6 months from the date your account is opened.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balace by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

Minimum Interest Charge

If you are charged interest, the charge will be no less then $0.00

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumersfinance.gov/learnmore

FEES
Annual Fees

None

Transaction Fees

 

Foreign Transaction

1% of each transaction in U.S. dollars

Penalty Fees

 

Late Payment

$15.00

Returned Payment

$10.00

Other Fees

 

Other Fees

If applicable, other fees will be listed below this line.

How will we calculate your balance?: We use a method called "average daily balace (including new purchases)." See your account agreement for more detials