Visa Points2U Rewards Card
Earn points on all your purchases. This Visa® card rewards you every time you use it. Redeem points for valuable items like travel, electronics, home décor, and so much more. This valuable Visa card still comes with the convenience of worldwide acceptance and cash advances at over four million outlets worldwide.
Access your points here!
- Summary
- Earn one point for every $1 in net purchases
- Redeem points for valuable, brand name merchandise, travel, and more
- Lower rate than Visa Classic card
- Reliable, local service
- Competitive variable interest rate
- $30 annual fee
- $5 off annual fee when a Points2U debit card is also opened
- 25-day grace period
- Travel accident insurance
- Optional life, disability, and unemployment insurance program
- Reservation service
- Car rental discounts
- Worldwide emergency services
Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.
- Terms & Conditions
Purchase APR: 8.25%
Cash Advance APR: 8.25%
Balance Transfers: 8.25%
Variable Rate Information: Variable rate is subject to change quarterly and is determined by adding 5% to the New York prime rate as published in The Wall Street Journal.
Method Of Computing The Balance For Purchases: Average daily balance (new purchases and cash advances).
Annual Fee: $30 without Points2U Debit Card; $25 with a Points2U Debit Card
Grace Period For Repayment Of Balance For Purchases: A finance charge will not be imposed on the outstanding purchases balance shown on your statement if you pay your total new balance by the 25th day after the closing date on your statement. In addition, no finance charges will be imposed on new purchases made during a billing cycle if your previous balance is paid in full.
Other Fees: Transaction fee for cash advances; none. Late payment fee; $15. Over limit fee; none.
**Finance charges are assessed on cash advances from the date they are posted.
The information about the costs of the card described in this application is accurate as of 07/2010. This information may have changed after that date. To find out what may have changed, call us at 1-800-221-5920 or write us at PO Box 938, Dubuque, IA 52004-0938. Or email us.
I understand and agree to these terms and conditions.
Important Information About Procedures for Opening a New Account.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents before opening the account.
