Visa Points2U Rewards Card
Earn points on all your purchases. This Visa® card rewards you every time you use it. Redeem points for valuable items like travel, electronics, home décor, and so much more. This valuable Visa card still comes with the convenience of worldwide acceptance and cash advances at over four million outlets worldwide.
Access your points here!
- Earn one point for every $1 in net purchases
- No annual fee
- Redeem points for valuable, brand name merchandise, travel, and more
- Lower rate than Visa Classic card
- Reliable, local service
- Competitive variable interest rate
- 25-day grace period
- Travel accident insurance
- Optional life, disability, and unemployment insurance program
- Reservation service
- Car rental discounts
- Worldwide emergency services
Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.
- Terms & Conditions
Annual Percentage Rate (APR) for Purchases 8.25% 6 Month Introductory Annual Percentage Rate (APR) for Purchases 0% Other APRs Cash Advance APR: 8.25%
Balance Transfer APR: 8.25%
6 Month Introductory Other APRs 0% Valuable Rate Information Variable rate is subject to change quarterly and is determined by adding 5% to the New York Prime Rate as published in The Wall Street Journal. Method of Computing the Balance for Purchases Average daily balance
(New purchases & Cash Advance)
Annual Fee None Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you anyinterest on purchases if you pay your entire balance by the due date each month. We will begincharging interest on cash advances and balance transfers on the transaction date. Other Fees Late Payment Fee: $15
Cash Advance Fee: None
Over Limit Fee: None
Returned Payment: $10
*The renewal annual fee will be waived with an automatic payment from your American Trust checking account or with first mortgage at American Trust.
The information about the costs of the card described in this application is accurate as of 01/2013. This information may have changed after that date. To find out what may have changed, call us at 1-800-221-5920 or write us at PO Box 938, Dubuque, IA 52004-0938. Or email us.
I understand and agree to these terms and conditions.
Important Information About Procedures for Opening a New Account.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents before opening the account.