Visa Gold Card
The Visa Gold card's design and services tells the world you are a Preferred Customer, entitled to first-class service.
- Minimum of $5,000 credit limit
- Cash availability from more than 360,000 banking offices and ATM machines
- Travel accident insurance up to $500,000 (accidental death and dismemberment)
- Travel and emergency assistance services
- Car rental discounts from Hertz, Avis, Alamo, & National
- Auto rental collision damage waiver
- Warranty registration and extended warranty protection
- Balance transfer options
- Local servicing
- Competitive rates
- No balance transfer fee
- No cash advance fee
- No annual fee (waived with automatic withdrawal or first mortgage)
- Free online access to eZcard management, for online payments, account viewing, and more!
Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.
- Terms & Conditions
Annual Percentage Rate (APR) for Purchases 7.25% Other APRs Cash Advance APR: 7.25%
Balance Transfer APR: 7.25%
Valuable Rate Information Variable rate is subject to change quarterly and is determined by adding 4% to the New York Prime Rate as published in The Wall Street Journal. Method of Computing the Balance for Purchases Average daily balance
(New purchases & Cash Advance)
Annual Fee $20* for Visa Gold Paying Interest A finance charge will not be imposed on the outstanding balance shown on your statement if you pay your total new balance by the 25th day after the closing date on your statement. In addition, no finance charges will be imposed on new purchases made during a billing cycle if your previous balance is paid in full. Other Fees Late Payment Fee: $15
Cash Advance Fee: None
Over Limit Fee: None
*The renewal annual fee will be waived with an automatic payment from your American Trust checking account or with first mortgage at American Trust.
The information about the costs of the card described in this application is accurate as of 01/2013. This information may have changed after that date. To find out what may have changed, call us at 1-800-221-5920 or write us at PO Box 938, Dubuque, IA 52004-0938. Or email us.
I understand and agree to these terms and conditions.
Important Information About Procedures for Opening a New Account.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents before opening the account.