AmeriClub Visa Gold Card
Your AmeriClub member Visa® card comes with a lower interest rate and includes car rental discounts, worldwide emergency services, and a special reservation service. Use your Visa Gold card exclusively for AmeriClub trips, in addition to credit purchases or cash advances at over four million outlets worldwide.
American Trust Credit Card Services
- Summary
- Reliable, local service
- Exclusively available to AmeriClub members
- Trip payments only accepted with AmeriClub Visa Gold Card
- Lower rate than Visa Classic card
- Guaranteed no annual fee for first year
- $20 annual fee for each year after can be easily waived*
- 25-day grace period
- Travel accident insurance
- Optional life, disability, and unemployment insurance program
- Reservation service
- Car rental discounts
- Worldwide emergency services
Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.
*No annual fee first year. Renewal annual fee ($20) can be waived with automatic payment from an American Trust checking account; OR if your first mortgage is with American Trust.
- Terms & Conditions
Annual Percentage Rate (APR) for Purchases 7.25% Other APRs Cash Advance APR: 7.25%
Balance Transfer APR: 7.25%Valuable Rate Information Variable rate is subject to change quarterly and is determined by adding 4% to the New York Prime Rate as published in The Wall Street Journal. Method of Computing the Balance for Purchases Average daily balance
(New purchases & Cash Advance)Annual Fee $20* for Visa Gold Paying Interest A finance charge will not be imposed on the outstanding balance shown on your statement if you pay your total new balance by the 25th day after the closing date on your statement. In addition, no finance charges will be imposed on new purchases made during a billing cycle if your previous balance is paid in full. Other Fees Late Payment Fee: $15
Cash Advance Fee: None
Over Limit Fee: None*The renewal annual fee will be waived with an automatic payment from your American Trust checking account or with first mortgage at American Trust.
The information about the costs of the card described in this application is accurate as of 01/2013. This information may have changed after that date. To find out what may have changed, call us at 1-800-221-5920 or write us at PO Box 938, Dubuque, IA 52004-0938. Or email us.
I understand and agree to these terms and conditions.
Important Information About Procedures for Opening a New Account.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents before opening the account.
