REWARDChecking is a free, high-interest checking account that pays you a massively high interest rate, with no monthly fee or monthly minimum balance.

You'll get high rate of interest and ATM fee refunds nationwide, just for doing a few everyday things you most likely do already.

  • 3.01% APY* is paid on balances up to $15,000
  • Balances over $15,000 will earn 0.25% APY*
  • If monthly qualifications aren't met, you will still earn 0.05% APY*
  • Nationwide ATM fee refunds (up to $25*)
  • No monthly service charges
  • No minimum balance to earn rewards
  • $100 deposit to open account
  • Free debit card
  • Free Online Banking
  • Free e-Statements
  • Direct deposit available
  • FDIC insured

Receive these great rewards each monthly qualification cycle** when you do the following:

  • Have at least 12 debit card purchases post and clear per monthly qualification cycle
  • Sign up for e-statements
  • Access your account online per monthly qualification cycle

There is no need to worry if you don't meet the qualifications in a cycle. You still get free checking and earn our base rate of 0.05% APY…and you get the opportunity to qualify again the very next monthly qualification cycle!

*Annual Percentage Yield (APY) accurate as of 6/18/12 and calculated based on the daily balance method. All qualifications must be met during your monthly earnings period. ATM-processed transactions do not count towards qualifying debit card transactions. Transactions may take one or more business days to post and settle to an account from the date your transaction is made. Minimum to open these accounts is $100. No minimum balance or monthly service charge. Interest rates and caps may change without notice after the account is opened. Fees may reduce earnings. If you close your account before interest is credited, all accrued interest will be paid. Personal accounts only. Maximum of two accounts allowed per social security number. ATM fee refunds up to $25 per earnings cycle when requirements are met. Rate tiers are as follows: 3.01% APY applies to balances of $0.00 to $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY to 3.01% APY as long as qualifications are met.

**Monthly Qualification Cycle