REWARDChecking is a free, high-interest checking account that pays you a massively high interest rate, with no monthly fee or monthly minimum balance.
You'll get high rate of interest and ATM fee refunds nationwide, just for doing a few everyday things you most likely do already.
- 3.01% APY* is paid on balances up to $15,000
- Balances over $15,000 will earn 0.25% APY*
- If monthly qualifications aren't met, you will still earn 0.05% APY*
- Nationwide ATM fee refunds (up to $25*)
- No monthly service charges
- No minimum balance to earn rewards
- $100 deposit to open account
- Free debit card
- Free online banking
- Free e-statements
- Direct deposit available
- FDIC insured
Receive these great rewards each monthly qualification cycle** when you do the following:
- Have at least 12 debit card purchases post and clear per monthly qualification cycle
- Sign up for e-statements
- Access your account online per monthly qualification cycle
There is no need to worry if you don't meet the qualifications in a cycle. You still get free checking and earn our base rate of 0.05% APY…and you get the opportunity to qualify again the very next monthly qualification cycle!
*Annual Percentage Yield (APY) accurate as of 6/18/12. $100 deposit to open account. Rate tiers are as follows: 3.01% APY applies to balances of $0.00 to $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY to 3.01% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear during the qualification cycle. Qualification cycle is a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Check card purchase means any PIN or signature based transaction performed at any location other than an ATM. Transactions may take more than three business days to post and clear from the transaction date. Available to personal accounts only. **ATM fee refunds up to $25 provided only if qualifications are met within qualification cycle. If you close your account before interest is credited, all accrued interest will be paid. Maximum of two accounts per social security number.