Interest Checking

Interest Checking

A checking account with American Trust can do more than spend money, it can make you money too! This account earns interest on the entire balance. The low monthly fee is waived if you have a mortgage or loan with us or your balance is above $1,000.

Summary
  • Earns interest on entire balance
  • $8 monthly service fee
  • No monthly service fee with average monthly balance of $1,000
  • No monthly service fee if you have a mortgage or loan with American Trust
  • $100 deposit to open account
  • Free debit card
  • Free Online Banking with bill pay
  • Free e-statements
  • Check images returned
  • First order of checks is free
  • Overdraft Privilege service
  • InfoLine 24-hour telephone banking
  • FDIC insured

View our current interest rates.


As a customer of American Trust, you receive numerous money-saving discounts through our exclusive Merchant Discount Program.


Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.


If you close your account before interest is credited, all accrued interest will be paid.