Debit Cards

Debit Cards

Carry access to your American Trust accounts with you wherever you go. Checking accounts include a free debit card so you don't have to carry cash or checks. Or opt for a ScoreCard rewards debit card for a low annual fee. Either way, enjoy free ATM access via the Privileged Status network.

Questions?
Summary
  • Free with all American Trust checking accounts
  • No fees at American Trust ATMs
  • No fees at Privileged Status ATMs
  • Safer than carrying cash or writing checks
  • Use anywhere Visa® is accepted worldwide
  • Purchases are deducted from checking account balance
  • Withdraw cash at ATMs
  • Make deposits to checking or savings at any full-service ATM in Iowa

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

ScoreCard

You have to spend money anyway. Why not earn merchandise rewards every time you do!


  • Earn one reward point for every $3 in net purchases
  • Low $8 (plus tax) annual fee
  • No fees at American Trust ATMs
  • No fees at Privileged Status ATMs
  • Safer than carrying cash or writing checks
  • Use anywhere Visa® is accepted worldwide
  • Purchases are deducted from checking account balance
  • Withdrawal cash at ATMs
  • Make deposits to checking or savings at any full-service ATM in Iowa

Access and redeem your points here!

Privileged Status Network

Withdraw cash from ATMs without surcharges imposed by other banks. Utilize the Privileged Status network, not just in Iowa, but throughout the United States. Anywhere you see the Privileged Status logo, use your American Trust debit card free of ATM fees.

You can also search for free ATMs by state or zip code. And of course, all American Trust ATMs are surcharge free too.