Freedom Home Equity Line of Credit

Freedom Home Equity Line of Credit

Enjoy superior financial flexibility utilizing the equity in your home as collateral for a revolving line of credit. Pay interest only on what you use, if you use it. American Trust offers the ability to lock a portion of your line at a fixed rate at any time and still have the remainder of the line open. Use it for home improvements, take a vacation, or pay educational expenses-now!

1.99% APR* first twelve months/4.50 % APR* next twelve months and NO closing costs.

  • No closing costs
  • Once approved, use funds as needed
  • Pay interest only on what you use
  • Interest may be tax deductible**
  • No need to re-apply to access again
  • Low fixed and variable rates
  • Easy application process
  • Local decisions

View our current interest rates.

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*Limited time only. Annual percentage rate. Loans subject to credit approval. Minimum loan amount $5,000. Offer applies to new Freedom Home Equity Lines of Credit only. Other restrictions may apply. Early termination fee applies if closed within 30 months. Payment example: $10,000 loan amortized over 10 years; the first 12 months are fixed @ 1.99% APR and payments of $91.97. The remaining 9-year assumes 4.50%APR with payments of $102.47. Examples based on loan-to-value of less thatn 85%. Post introductory rate is variable, subject to change, and based on Prime Rate as published in he Wall Street Journal. See a lender for details.

**Consult a tax advisor.