• Mortgage Loans

    Mortgage Loans

    Purchasing a home is the biggest financial decision most of us will ever make. Place that trust in local hands that are with you at every step.


  • Construction Loans

    Construction Loans

    We have a long history of working with builders and developers. Our local team of experts is there through each phase of construction.


  • First Time Homebuyer Loans

    First Time Homebuyer Loans

    American Trust participates in special programs that aim to help everyone in the Tri-State Area reach the dream of home ownership.


  • FHA & VA Loans

    FHA & VA Loans

    FHA & VA loans require less money with easier qualifications. American Trust provides these loans with local service at every step.


  • Home Possible Loan

    Home Possible Loan

    Those with low to moderate income can qualify for this special lending program, which includes the benefit of a low down payment.


  • USDA Rural Development Program

    USDA Rural Development Program

    This special program enables borrowers to purchase a home with no money down. You can even roll some of the closing costs into the loan.


  • Mortgage 101

    Mortgage 101

    This informative section provides mortgage definitions and outlines the process. Utilize our 24/7 hotline to speak to an expert anytime.