Home Equity Loans

Tap into the power of your home — use your home's equity to secure a loan to use for most any purpose!

We consistently offer some of the most competitive rates in the Tri-State area, and our local service and approvals guarantee a seamless, pain-free loan process. Make your wishes come true, today!

Summary
  • Get a loan for almost anything
  • Closed end 2nd mortgages available
  • Competitive, fixed interest rates
  • Affordable, flexible payment terms
  • Local service and approvals
  • Interest may be tax deductible*
  • View our current rates

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*Consult with a tax advisor.


Freedom Home Equity Line of Credit

A flexible loan that comes in handy if you need to make sudden large purchases, repairs, home improvement projects, and more! Once approved you don't have to re-apply, and you only pay interest on what you owe. American Trust offers the ability to lock a portion of your line at a fixed rate at any time and still have the remainder of the line open. Plus, interest may be tax-deductible.


View our special rate for new Freedom Home Equity Lines of Credit


  • Use for most any purpose
  • No closing costs
  • Competitive variable interest rate
  • Only pay interest on what you use
  • Re-use as needed without re-applying
  • Interest may be tax deductible*
  • View our current rates

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*Consult a tax advisor