Home Equity Loans

Tap into the power of your home — use your home's equity to secure a loan to use for most any purpose. A home equity loan can help you consolidate and pay-down debt, make home improvements, pay for college, or finance other needs.

It's time to reap the benefits of your hard work. American Trust consistently offers some of the most competitive rates in the Tri-State area, and our local service and approvals guarantee a seamless, pain-free loan process. Make your wishes come true, today!

Summary
  • Get a loan for almost anything
  • Closed end 2nd mortgages available
  • Competitive, fixed interest rates
  • Affordable, flexible payment terms
  • Local service and approvals
  • Interest may be tax deductible*
  • View our current rates

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*Consult with a tax advisor.


Freedom Home Equity Line of Credit

A flexible loan that comes in handy if you need to make sudden large purchases, repairs, home improvement projects, and more! Once approved you don't have to re-apply, and you only pay interest on what you owe. American Trust offers the ability to lock a portion of your line at a fixed rate at any time and still have the remainder of the line open. Plus, interest may be tax-deductible.


View our special rate for new Freedom Home Equity Lines of Credit


  • Use for most any purpose
  • No closing costs
  • Competitive variable interest rate
  • Only pay interest on what you use
  • Re-use as needed without re-applying
  • Interest may be tax deductible*
  • View our current rates

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*Consult a tax advisor