Visa ScoreCard Rewards Gold

Earn double points on your ScoreCard Rewards credit card at grocery stores, bakeries, and candy shops October - December! (Personal cards only).


Earn points on all your purchases. This Visa® card rewards you every time you use it. Redeem points for valuable items like travel, electronics, home décor, and so much more. This valuable Visa card still comes with the convenience of worldwide acceptance and cash advances at over four million outlets worldwide. You can access your points here to exchange for great rewards!



Summary
  • Earn one point for every $1 in net purchases
  • No annual fee
  • Redeem points for valuable, brand name merchandise, travel, and more
  • Lower rate than Visa Classic card
  • Reliable, local service
  • Competitive variable interest rate
  • 25-day grace period
  • Travel accident insurance
  • Auto Rental Collision & Emergency Service
  • Access your account anytime anywhere, 24 hours a day and 7 days a week

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

Featured Businesses
Terms & Conditions
Interest Rate and Interest Charges
Annual Percentage Rate (APR) for Purchases

8.25%

Variable rate is subject to change quarterly and is determined by adding 5.00% to the New York Prime Rate as published in The Wall Street Journal.
0%
Introductory rate for 6 months from the date your account is opened.
APR for Balance Transfers

8.25%

Variable rate is subject to change quarterly and is determined by adding 5.00% to the New York Prime Rate as published in The Wall Street Journal.
0%
Introductory rate for 6 months from the date your account is opened.
APR for Cash Advances

8.25%

Variable rate is subject to change quarterly and is determined by adding 5.00% to the New York Prime Rate as published in The Wall Street Journal.
0%
Introductory rate for 6 months from the date your account is opened.
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest ChargeIf you are charged interest, the charge will be no less then $0.00
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
Fees
Annual FeesNone
Transaction Fees
Foreign Transaction1% of each transaction in U.S. dollars
Penalty Fees
Late Payment$15.00
Returned Payment$10.00
Other FeesIf applicable, other fees will be listed below this line.

How will we calculate your balance?: We use a method called "average daily balace (including new purchases)." See your account agreement for more detials