Visa Affinity Card - Loras College

Show your Duhawk Pride and contribute to the advancement of the Purple and Gold with this card that forwards a percentage of all purchases made to Loras College! Students, alumni, parents, or friends of Loras College can carry the convenience, worldwide acceptance, and excellent service that distinguishes Visa, at an affordable rate.

Summary
  • Available to students, alumni, parents, or friends of Loras College
  • Contribute to school with every purchase
  • Cards display the college name
  • Reliable, local service
  • Fixed annual percentage rate
  • No annual fee for first year
  • Annual fee waived with automatic withdrawal from or first mortgage at American Trust
  • 25-day grace period
  • Easy online account management, 24/7

*No annual fee first year. Renewal annual fee ($15) can be waived with automatic payment from an American Trust checking account OR if your first mortgage is with American Trust.

Terms & Conditions
Interest Rate and Interest Charges
Annual Percentage Rate (APR) for Purchases

14.9% Fixed APR

APR for Balance Transfers

14.9% Fixed APR

APR for Cash Advances

14.9% Fixed APR

How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balace by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest ChargeIf you are charged interest, the charge will be no less then $0.00
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
Fees
Annual Fees$15.00
Transaction Fees
Foreign Transaction1.00% of each transaction in U.S. dollars
Penalty Fees
Late Payment$15.00
Returned Payment$10.00
Other FeesIf applicable, other fees will be listed below this line.

How will we calculate your balance?: We use a method called "average daily balace (including new purchases)." See your account agreement for more detials