FHA & VA Loans

Both the Federal Housing Administration (FHA) and the U.S. Department of Veterans Affairs (VA) have loan programs that require little or no money down, and have easier qualifications than traditional mortgages.

American Trust proudly provides these loans, with local hometown service every step of the way. Ask for details at your local branch or apply online today for faster results!

FHA Loans
  • Easier to qualify, even without perfect credit
  • Lower down payments
  • Gifts can be used for down payments/closing costs
  • Fixed or adjustable rates available
  • Single family, owner occupied properties only
  • Personal service every step of the way
  • View our current rates
VA Loans
  • No down payment
  • Fast approvals
  • Fixed or adjustable rates available
  • Easier to qualify
  • Personal service every step of the way
  • Must be a veteran to qualify