Home Loans

  • Mortgage Loans

    Mortgage Loans

    • Your dream home is just a few clicks away.
    • First-time homebuyer programs available.
    • Fast, local decisions and expert advice from our lenders.

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  • Construction Loans

    Construction Loans

    • Build your dream home to your specifications.
    • Competitive rates and flexible payment options.
    • Expert lenders familiar with construction industry.

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  • First Time Homebuyer Loans

    First Time Homebuyer Loans

    • Become a home owner with our special programs.
    • Require less money down and typically lower rates.
    • Low down payments are combined with closing costs aid.

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  • FHA & VA Loans

    FHA & VA Loans

    • Affordable mortgage loans from these federal institutions.
    • Little or no money down, and easier qualifications.
    • Local hometown service every step of the way.

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  • USDA Rural Dev. Program

    USDA Rural Dev. Program

    • Tri-State area residents can buy with no money down.
    • Must meet the income limitations and rural zone restrictions.
    • Single family, owner occupied properties only.

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