Get a free checking account that helps you keep your money in your wallet! Receive 3% cash back on everyday debit card purchases up to $500 every month, plus nationwide ATM fee refunds.
You'll never pay monthly service fees with this awesome account, and you can even link it to a CashBack Savings account to build savings automatically. It's a win-win-win proposition, any way you look at it. Open yours today!
- 3% cash back on debit card purchases*
- Nationwide ATM fee refunds (up to $25)*
- Link to CashBackSavings to build savings automatically
- No minimum balance to earn rewards
- No monthly service fees
- $100 deposit to open account
- Unlimited check writing
- Free online banking and bill pay
- Free mobile banking
- Free eStatements
- Free debit card
- Access to Merchant Discount Program
- FDIC insured
View our qualification period calendar.
Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.
Qualifications are so easy you're probably already doing them! To earn your rewards, simply do the following activities and transactions in your CashBack Checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and receive eStatements
- Be enrolled in and log in to online banking at least once
If you don't meet the qualifications on any given cycle, don't worry! The account is still free, and you get the opportunity to qualify again the very next monthly qualification cycle!
*All qualifications must be met during your monthly earnings period. With CASHBack checking you may get up to 3% back on purchases up to $500 with a maximum cash back of $15. Transactions may take one or more business days to post and settle to an account from the date your transaction is made. ATM-processed transactions do not count towards qualifying debit card transactions. Minimum to open these accounts is $100. No minimum balance or monthly service charge. Cash back percentages, and caps may change without notice after the account is opened. Fees may reduce earnings. Personal accounts only. Maximum of two accounts allowed per social security number. ATM fee refunds up to $25 per earnings cycle when requirements are met. 1.51% APY applies to savings balances up to $15,000 and 0.25% APY applies to the portion of the balance over $15,000 when requirements are met each earnings cycle. 0.05% APY applies if qualifications are not met.
*1.51% APY applies to savings balances up to $15,000 and 0.25% APY applies to the portion of the balance over $15,000 when requirements are met each earnings cycle. 0.05% APY applies if qualifications are not met.