AmeriClub Checking

AmeriClub is so much more than a checking account. It's a travel club, social network, and education resource, all rolled into an interest-bearing account with unlimited checking, access to convenience services, and many other extra perks.

We offer this free package to our customers 40 years or better, because we believe you don't have to wait until retirement to enjoy the good life!

Summary
  • Checking that pays interest, designed for customers age 40 or better
  • Earn interest on entire balance
  • No monthly service fee*
  • Unlimited check writing
  • Free AmeriClub membership gives you access to events, day trips, travel, merchant discounts, and more
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free debit card
  • Access to Merchant Discount Program
  • Free personal checks with AmeriClub logo**
  • Free money orders
  • AmeriClub Visa® Gold Card available
  • Free notary service and signature guarantee
  • Direct deposit of social security or retirement checks
  • FDIC insured

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*To be eligible, customers must maintain combined balances of $10,000 in any combination of American Trust accounts; OR $5,000 in any one of the following accounts: Checking, Savings, Money Market. If you close your account before interest is credited, all accrued interest will be paid. To become an AmeriClub Member you have to maintain $10,000 in a combination of accounts which can include brokerage services, IRAs, 401K, personal trust services and our deposit products or an initial balance on either a consumer or mortgage loan of $50,000 (loans can not be combined).


**Or choose a $5 discount on designer checks of your choice.