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VA and FHA Home Loans
American Trust offers many types of home loans including VA
and FHA loans.
VA loans offer most veterans an opportunity to refinance their current mortgage
or to purchase a home with no down payment, lower interest rates, and fast
approvals. If you’ve served your country you may be able to take advantage
of a Veteran’s Administration loan–a loan designed to save you
money!
An FHA loan can possibly fulfill your dream of owning a home when you’ve
been denied in the past. Even if your credit is less than perfect, you may
still be able to qualify for a FHA loan. FHA (Federal Home Administration)
loans are insured by the federal government, and offer candidates lower
interest rates
and lower down payments. Down payments of only 3% are required and can come
from your employer, a family member, or charity. FHA loans are easier to
qualify for with “make sense” underwriting customized to your
unique financial situation. They are very cost effective, offering lower
interest rates designed to make monthly payments affordable, so having your
own home is attainable!
Don’t wait any longer to become a homeowner and live the American
dream!
Call one of our Mortgage Lenders today to get pre-approved.
