Rates
Mortgage and Construction Loan Rates
Auto
Loan Rates | Boat
Loan Rates | Deposit Accounts Rates
Home Equity Rates | Mobile
Home Rates
CONVENTIONAL
MORTGAGE PROGRAMS
| Program | Interest Rate % | Fee (Point) |
APR %1 |
|---|---|---|---|
| 30-Yr Fixed | 5.375 | 0 Points (ST) | 5.438 |
| 30-Yr Fixed | 5.449 | 0 Points (SL) | 5.497 |
| 20-Yr Fixed | 5.375 | 0 Points (ST) | 5.460 |
| 20-Yr Fixed | 5.459 | 0 Points (SL) | 5.524 |
| 15-Yr Fixed | 4.875 | 0 Points (ST) | 4.981 |
| 15-Yr Fixed | 4.819 | 0 Points (SL) | 4.899 |
| 7/23 Balloon | by quote | 0 Points (ST) | by quote |
| 7/23 Balloon | by quote | 0 Points (SL) | by quote |
| 5/25 Balloon | by quote | 0 Points (ST) | by quote |
| 5/25 Balloon | by quote | 0 Points (SL) | by quote |
- American Trust is an equal housing lender.
- All rates quoted are subject to change. Variable rates may increase or decrease after consummation.
- ST = Servicing Transferred (Must make four payments to refinance.) SL = Serviced Locally
- 1Annual Percentage Rate
- American Trust lends only to customers who reside within a 100-mile radius of Dubuque or Dyersville, Iowa.
- Rates quoted (except First Time Home Buyer) are based upon a $110,000 loan with a 20% down payment, and a 30-year term.
- Quoted interest rates are subject to meeting certain credit standards. Please contact one of our loan originators to determine if you qualify for the quoted interest rate.
RESIDENTIAL CONSTRUCTION
LOAN RATES
| Term | Interest Rate % | Fee (Point) |
APR %1 |
|---|---|---|---|
| 6 Month Balloon, Construction Permanent2,4 |
4.499 | 0.00 Points (SL) | 6.044 |
| 6 Month Balloon, Construction Permanent2 |
5.250 | 0.00 Points (SL) | 6.801 |
| Jumbo 1 Year Adjustable Rate, Construction Permanent3 |
5.875 | 0.00 Points (SL) | 3.791 |
| Jumbo 6 Month Balloon Construction Permanent3 |
5.750 | 0.00 Points (SL) | 6.524 |
- American Trust is an equal housing lender.
- American Trust lends only to customers who reside within a 100-mile radius of Dubuque, Dyersville, Iowa.
- All rates quoted are subject to change. Variable rates may increase or decrease after consummation.
- Conversion fees not included in rates.
- Monthly interest only payments on outstanding principal construction loan balance.
- 1Annual Percentage Rate
- 2The annual percentage rates quoted are based upon a $250,000 loan with a 20% down payment, and a 30-year term.
- 3The annual percentage rates quoted are based upon a $500,000 loan with a 20% down payment, and a 30-year term.
- 4Rate applies to owner-occupied newly constructed homes only.
| American Trust is not affiliated with the Board of Realtors site listed above, and does not offer or guarantee their products or services. By selecting this link, you will be leaving the American Trust site and will be taken to a third party site that may offer a different privacy policy and level of security. The third party vendor/partner is responsible for web site content and system availability. |
