Rates

Home Equity Rates

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Home Equity Loan Rates | Home Equity Line Rates

Note: American Trust lends only to customers who reside within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa.

Effective Date: 03/25/08

Home Equity Loan Rates

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Loan Amount	180 Months Adjusting after 3 years	180 Months Adjusting after 5 years
$5,000 - $40,000	5.74% APR*	5.99% APR*
$40,001 - $60,000	5.40% APR*	5.50% APR*
$60,001+	5.25% APR*	5.25% APR*

All rates quoted are subject to change.
Rates quoted are fixed for 36-60 months, but can be amortized over and up to 180 months. Call 563.582.1841 for rate information.
100% Home Equity loans and lines must have mortgage filed and be insured.
Loans under $15,000 normal term 120 months.

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Note: American Trust lends only to customers who reside within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa.

Effective Date: 03/25/08

Home Equity Line Rates

Use Our Financial Calculators

Apply Online

Term	Fixed Rate	Variable Rate
Loan to value 70% or less	N/A	Prime - 1% APR*
Loan to value 71 to 80%	N/A	Prime - 1/2% APR*
Loan to value 81 to 90%	N/A	Prime APR*
Loan to value 100%	N/A	Prime + 1.25% APR*
Executive Lines	N/A	Prime APR*

5% Floor. 18% Ceiling.
*Annual Percentage Rate
Waive closing costs if $5,000 or more is advanced. This includes renewals.

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