Rates

Deposit Rates

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Specials Certificate of Deposit Rates1
Minimum Investment $5,000
Annual Percentage Yield (APY) and Interest Rate are accurate as of: 10/14/08

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Term Interest Rate % APY % Investment
5 Months                  2.88                 2.90                 $5,000.00                
9 Months Liquid CD4                  3.09                 3.10                 $10,000.00                
58 Months                  3.96                 4.00                 $5,000.00                

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Certificate of Deposit Rates1
Minimum Investment $2,000
Annual Percentage Yield (APY) and Interest Rate are accurate as of: 10/14/08
Certificates of deposit are available to minors with a custodian for a minimum $500 deposit or more. Ask a personal banker for details.

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Term Interest Rate % APY % Investment
0 Months                  IRA CERTIFICATE Ask us for details.                 Ask us for details.                 $0.00                 
3 Months                  .80                 .80                 $2,000.00                 
                   .90                 .90                 $25,000.00                 
                   1.00                 1.00                 $50,000.00                 
6 Months                  2.48                 2.50                 $2,000.00                 
                   2.58                 2.60                 $25,000.00                 
                   2.68                 2.70                 $50,000.00                 
9 Months                  1.99                 2.00                 $2,000.00                 
                   3.09                 3.10                 $25,000.00                 
                   3.09                 3.10                 $50,000.00                 
12 Months                  2.98                 3.00                 $2,000.00                 
                   3.08                 3.10                 $25,000.00                 
                   3.13                 3.15                 $50,000.00                 
18 Months                  2.98                 3.00                 $2,000.00                 
                   3.13                 3.15                 $5,000.00                 
21 Months                  3.03                 3.05                 $2,000.00                 
                   3.07                 3.10                 $25,000.00                 
                   3.12                 3.15                 $50,000.00                 
24 Months                  3.08                 3.10                 $2,000.00                 
                   3.13                 3.15                 $25,000.00                 
                   3.17                 3.20                 $50,000.00                 
30 Months                  3.08                 3.10                 $2,000.00                 
                   3.13                 3.15                 $25,000.00                 
                   3.17                 3.20                 $50,000.00                 
36 Months                  3.37                 3.40                 $2,000.00                 
                   3.47                 3.50                 $25,000.00                 
                   3.57                 3.60                 $50,000.00                 
60 Months                  2.83                 2.85                 $2,000.00                 
                   2.93                 2.95                 $25,000.00                 
                   3.03                 3.05                 $50,000.00                 
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Savings
Annual Percentage Yield (APY) Effective Date: 10/14/08

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Account Interest Rate % APY %
Savings Account                 0.60                 0.60                 

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Interest Checking
Annual Percentage Yield (APY) Effective Date: 10/14/08

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Account Investment Interest Rate % APY %
Interest Checking                 N/A                 0.25                 0.25                

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Money Market Investment Account3
Annual Percentage Yield (APY) Effective Date: 10/14/08

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Account Investment Interest Rate % APY %
Money Market Investment Account                 Under $4,999.00                 0.60                 0.60                
Money Market Investment Account                 $5,000.00 to $49,999.99                 1.49                 1.50                
Money Market Investment Account                 $50,000.00 to $99,999.99                 1.74                 1.75                
Money Market Investment Account                 $100,000.00 & Over